All Loans are typically secured by mortgages over land and or Property. Senior Trust Capital may also take general securities over personal property and guarantees and indemnities from persons associated with the relevant senior living community. However, the investment and returns are not guaranteed. The Dividend Policy is detailed in the Product Disclosure Statement on the Disclose Register at the Companies Office (Offer 10040).
Senior Trust Capital has an added advantage of being a PIE investment fund. Investors may benefit from the tax shelters available in the senior living community sector, which enhances your effective pre-tax return. Distribution only takes into account New Zealand income tax and assumes:
1. Senior Trust Capital is a PIE for tax purposes and can take advantage of tax benefits arising from Senior Trust Capital’s equity investments in senior living communities.
2. The taxable benefits are currently anticipated to be available through to 31st March 2026.
3. No change in the relevant tax law.
Senior Trust Capital has made loan and equity placements with entities to establish new or expand existing senior living communities. The focus is on the development and completion of the current portfolio. Senior Trust Capital will not be entering into any new loans or equity investments.
Where Senior Trust Capital has made loans to senior living community operators, we are paid a return through interest and any other fees or charges payable by the relevant borrower. Senior Trust Capital also works to increase the net asset value (NAV) of the company’s shares through its current investment into senior living communities. This investment is re-valued each year by independent valuers specialised in the senior living industry and the value of the investment may go up or down. Senior Trust Capital will not be entering into any new loans or equity investments.
The loans made are typically secured by mortgages over senior living community land and/or property. In addition to a mortgage, Senior Trust Capital may also take general securities over personal property, and guarantees and indemnities from persons associated with the relevant senior living community.
If you’re not happy, we want to try and put things right. Please contact us by free calling 0800 609 600, email us at [email protected] or drop us a line to:
Senior Trust Capital
PO Box 113120
Newmarket, Auckland, 1149
If you have any documents or correspondence that will help us understand your complaint, please attach them to your email. When we receive your complaint, we will:
• acknowledge your complaint within two working days
• gather and evaluate information about your complaint
• respond to you within 20 working days
If we can’t resolve your complaint, you may contact the below free external dispute resolution scheme. Senior Trust Capital Limited is a member of the Financial Services Complaints Limited (FSCL), a not-for-profit external dispute resolution scheme.
Yes. Please click Investor Portal button (located top of page) to access the Investor Portal. You will need to register the first time to request access and sign into your account. You will receive by post details of a simple process (including your unique password / STP code) to login, view your investment details, as well as the ability to edit/maintain your personal details.
You can also view, download and print your Distribution and Tax Certificates.
If you have any questions, please call 0800 609 600 or email [email protected]for assistance.